Includes:

• A spending plan that maximizes cashflow

• A saving plan that ensures a secure future

• Tax strategies to minimize your total taxes

• A system for organizing your finances

• Debt repayment strategies

• Real estate planning

• How best to use retirement accounts

• Guide to evidence-based DIY investing

• Insurance needs analysis

• Pension planning

• CPP and OAS planning

• Retirement planning, including decumulation strategies

• Stress testing your plan (eg. low returns, market crash, resilience to market volatility)

• Estate planning fundamentals

• Optimization of spousal income-splitting opportunities

• RESP strategies for post-secondary education

• Spousal RRSP strategies 

• RRSP/RRIF decumulation strategies for couples

• Levelling of tax rates between spouses to ensure tax efficiency

• Access to members-only videos and planning tools

• Plus:

  • Corporate tax planning

  • Corporate compensation planning (salary vs. dividend)

  • Capital Dividend Account planning and utilization

  • Corporate decumulation strategies

  • Calculations for up to two income properties

  • *If you have more than one corporation + hold co or more than two income properties, contact me

• Eight weeks of email support for questions and clarifications after your plan is complete

• Financial Plan updates within 18 months at a reduced rate

• All-in fee: $7400 - $10,400 (+ tax)

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